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Annuity Quotes: Click Here
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Learn how you can get Guaranteed Income For Life and  a 7%  guaranteed rate of return: Click Here
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Learn how you can Use Fixed and Indexed Annuities to Protect and Grow Your  Savings: Click Here
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Immediate Annuity - Converts assets into immediate income immediately (typically within 30 days and seldom longer than 12 months from the date of purchase). Immediate annuities can either be fixed or variable annuities.

Deferred Annuity - Provides income at some time in the future - typically during retirement. Premium payments accumulate tax-deferred. There are 3 types of deferred annuities:

Annuities

1
Fixed, deferred annuity - Your money accumulates at a fixed rate guaranteed by the insurance company for a specified period of time.
2 Variable, deferred annuity - Your money accumulates at a variable rate, based upon the performance of the underlying investments. The investments return and the value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost.
3 Equity Indexed Annuity - These annuities have a guaranteed fixed rate of return. The policyholder earns added interest based on a stock index, i.e. S&P 500, Dow, Bonds, and does not lose principal if the index decreases!"

When you no longer wish to keep accumulating funds in your annuity, you may take the money as a lump sum or "annuitize," whereby you convert the annuity to income payments. If you annuitize, you have a choice of several payout options. Liquidations of earnings are subject to ordinary income tax and, if taken prior to age 59-1/2, a 10% federal income tax penalty may also apply

Although there are hundreds of different annuity products available today, we quote a wide number of annuities and help you sort through your options to select the best fit for your planning needs.

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